Government Shutdown - Will Military Get Paid?
Will our bank work with us on this?
Maybe. It depends on you and on your bank. According to USAA’s website, that bank is willing to discuss special payment arrangements, refunds on certain credit cards, allowing early withdrawal of some funds without penalties and flexible payments for some insurance plans. But you need to call. During past threats of shut down, Navy Federal Credit Union has agreed to advance pay to members who have direct deposited federal pay checks, but again, you need to call and discuss it with them. Other, non-military-affiliated, banks might also be willing to work with you — but you need to ask in advance.
What else can we do?
Be smart and be frugal. You will be getting that October 1 check, so use it wisely. Prioritize your bills. Contact your mortgage company, landlord, utility companies and other creditors to see who would be willing to let you pay late, then set aside money for food, gas and other things you know your family will need throughout the month. If possible, cancel or put a hold on services you can live without. Cut back on all the extras like eating out and shopping for bargains. Stop spending money. Eat from your pantry and your freezer. (You know how to do this because you do it before every PCS, remember?) If the government shuts down, the commissaries will probably not be open. If you rely on the commissary to meet your grocery budget, shop there before the shutdown.
This seems really unfair, should I call my Congressional representatives to complain?
By all means! But, honestly, your call is probably not going to change their minds at this late hour. Still, if enough Americans express outrage in calls and emails and through social media they just might listen. So share this article and make sure your friends and relatives know that, contrary to what some are saying, a government shutdown will have a disastrous effect on the finances of military families.
I don’t think this is really going to happen, so I’m just going to sit back and wait and see.
We hope you’re right. We really, really do. (We are military spouses, too.) But even if Congress works something out at the last minute this time, we will be facing an even worse situation in a few weeks when our nation reached the debt ceiling. If the debt ceiling isn’t raised, paychecks for service members could be halted in mid-December, right before Christmas. So even if turns out that you don’t need a plan now, you might need one then. Better to just go ahead and make one — and start that emergency fund most ricky-tick.
Sign up for our emails & get our best articles delivered right to your inbox!
75 Ways You Know You Are A Military Family
Yesterday, one of our fabulous writers, Rebekah Sanderlin, updated her facebook page with the following status: “You know you are a military family when your husband meets your new neighbor, for ...
5 Ways to Gain 50 Pounds Over the Holidays
Get out the elastic waist bands and over-sized tee-shirts… Thanksgiving, and all of the delicious comfort food that surround this holiday, is coming to a dinner table near you. It is really the ho...
MSOYS Discuss War in Afghanistan In National News
This week, three of our MSOYS: 2011 AFI Military Spouse of the Year Bianca Strzalkowsi, 2012 AFI Military Spouse of the Year Jeremy Hilton and 2013 Military Spouse of the Year Alicia Hinds Ward, di...
A: My husband comes home from his first deployment soon. We have only been married a little over a year and he has been deployed most of that time.... Read more.
A: My husband is deployed and they are scheduled to be coming home soon. I keep seeing other spouses in the unit posting stuff like dates and locatio... Read more.
A: I know lots of people who hate base housing, but I really like living on base. Well, I did until my new neighbors moved in... they are driving me... Read more.
A: At what point should we let our kids have a say in whether or not we accompany their dad on his next PCS? Our children, ages 15 and 17, have really... Read more.
A: Dear Sally, My friend dumped me because my husband was promoted and hers was not, how do I deal with this? -- Rank Ruined Friendship Dear Rank Ru... Read more.